Life Insurance

If you are one of those who plan for the future, you should also be one of those who think about life insurance plans and programs that provide you and your loved ones with financial protection in the event that something happens to you, God forbid, and help you save and invest so that you and your loved ones can enjoy peace of mind.

Life insurance plans and programs enable you to enjoy all the moments of your life while providing future financial care for you and your loved ones, whether when your children embark on their higher education journey, or when you retire so that all of you can maintain your usual lifestyle.

Why Delta Life Insurance?

1

Programs tailored to your individual needs

2

Dedicated customer service team and account manager

3

Additional benefits available upon your request

Delta Life Insurance

Delta Insurance is distinguished by the diversity of its life insurance programs that accompany you throughout your life. Delta offers standard life insurance protection plans that secure your family, but has also developed programs that help you bear the costs of living after retirement, and the costs of your children's university education.

Therefore, Delta Insurance has developed three specialized programs that fall into two categories: savings  and protection. You can purchase these programs in one annual installment or several installments throughout the year, depending on what suits your needs. Most importantly, all savings programs offer customers three main benefits: savings, earnings, and protection.

Did you know?

A recent Forbes study confirmed that a large percentage of people are very worried that their loved ones will not be able to cover even the normal monthly expenses if they are no longer present in their lives.

What makes Delta Life Insurance products unique?

  • Competitive prices
  • Dedicated customer service and account managers
  • Quick execution and completion of processes
  • A team with specialized certifications
  • Flexibility in dealing with consumers
  • Quick digital operations
  • Quick payments settlement

Is life insurance expensive?

You are the one who makes that decision! Delta creates your life insurance plan depending on the amount of money and coverage you require, as well as the duration you desire. The younger and healthier you are, the less expensive your insurance will be.

Delta Baraem

Education is our priority

The Delta Baraem education program has been specifically designed for you, with numerous additional insurance benefits, to assist and support you in preparing for one of the most significant events in your children's lives.

Delta Nomow

Save for the future

You can get a pleasant retirement with the Delta Nomow retirement program, which allows you and your family to continue living your lifestyle, and in installments that suit you and your way of living.

Delta Aman

Term Life Insurance

Losing a family member is difficult on all levels. The family faces the emotional burdens of loss, but it also becomes considerably more difficult to meet everyday expenses. Delta Aman ensures that your family get the financial security they need.

Delta Baraem

Education is our priority

Delta Insurance has developed a university education program that aims to reduce the financial burden on parents of educating their children based on the agreed university tuition, following an extensive study of the increasing costs of education year after year, and the efforts of all parents to secure a better education for their children.

The Delta Baraem education program has been specifically designed for you, with numerous additional insurance benefits, to assist and support you in preparing for one of the most significant events in your children's lives.

Features of Delta Baraem

  • An investment savings program for children's university education at a specific age and based on the period specified by you
  • Simple and regular installments in a flexible manner that contribute to your commitment to regular and long-term savings, paid monthly, or quarterly, or semi-annually, or annually
  • Minimum guaranteed return of 3.5% on the dinar
  • The flexibility of getting your plan in United States Dollars with a minimum guaranteed return of 2%
  • The flexibility of obtaining university tuition fees as a single payment or 7 equal yearly installments
  • In the event of the policyholder's death or permanent total disability, Delta Insurance takes care of the child's school education for the remaining years and university education in due course
  • The possibility of getting an additional benefit doubling the amount of university tuition, paid to the beneficiaries once upon death of the policyholder, and once upon policy maturity, in addition to the annual schooling fees for the remaining years of school education
  • The possibility of modifying the contract terms and conditions upon anniversary
Did you know?

In exchange for a small additional premium, you can secure your family and loved ones with an additional amount, equal to the university tuition fees agreed on that is paid in full, in case of death to cover the initial living costs, in addition to the schooling and university tuitions agreed on in the insurance contract.

Delta Nomow

Save for the future

Delta Insurance has designed a retirement savings and investment program to provide you with a financial cushion you can rely on as an additional source of income after your retirement that assists you in fulfilling your retirement plans.

You can get a pleasant retirement with Delta Nomow, which allows you and your family to continue living your lifestyle, and in installments that suit you and your way of living.

Features of Delta Nomow

  • An investment savings program that lets you save for your retirement, paid on your preferred retirement age, either as annuities or a single payment
  • Flexibility in tailoring the coverage that suits you and setting the appropriate premium for your retirement plan
  • Simple and regular installments in a flexible manner that contribute to your commitment to regular and long-term savings, paid monthly, or quarterly, or semi-annually, or annually
  • Minimum guaranteed return of 3.5% on the dinar
  • The flexibility of getting your plan in United States Dollars with a minimum guaranteed return of 2%
  • Delta Insurance will pay the agreed life insurance amount and waiver the premium in the event of the policyholder's death or permanent total disability, in addition to the cash available in the investment wallet at that point in time
  • The ability to top up your wallet  by depositing additional amounts at any time
  • The possibility of modifying the contract terms and conditions upon anniversary
Did you know?

The single premium program affiliated with Delta Nomow enables you to pay the investment amount in one installment and get it paid back after a specific period of time based on your preference.

Delta Aman

Term Life Insurance

A simple life insurance program!

Losing a family member is difficult on all levels. The family faces the emotional burdens of loss, but it also becomes considerably more difficult to meet everyday expenses. Delta Aman ensures that your family get the financial security they need.

Losing a family member is difficult on all levels. The family faces the emotional burdens of loss, but it also becomes considerably more difficult to meet everyday expenses.

A life insurance plan allows you to worry less and is the first step in helping you plan for the financial security of your family and loved ones.

Delta Aman is an insurance contract between you and Delta Insurance in which you agree to pay a premium for a specific period in exchange for us agreeing to pay a predetermined sum to the beneficiaries in the case of death within the insurance period.

You can choose the exact period that will be covered to suit important events, such as paying off a personal loan or a mortgage.

You can also choose the benefit of added protection in the event of complete disability, critical illness, or death.

Features of Delta Aman

  • Competitive rates with simple installments
  • Flexible plans with client-defined standards
  • Coverage can be extended to include disability and critical illness
Did you know?

Payments for this insurance plan are made over a certain time period ranging from 5 to 20 years, based on an agreement between you and Delta Insurance.

FAQ's

Are there insurance programs that I can benefit from upon retirement?

Delta Insurance has created six specialized savings schemes that offer three major benefits: savings, earnings, and life insurance (protection).

How can I ensure that the beneficiaries will get private life insurance if anything unfortunate happens?

A life insurance policy is a legally binding agreement between an insurance company and a consumer.

Is a life insurance policy expensive?

It is primarily up to you based on the amount you choose, the coverage you want, and the time you require.

Is there a program where I may get help paying for my children's education?

"Delta Baraem" is the program developed by Delta specifically to support you in reducing the financial burdens resulting from the education of your children in the future, whether it is school or university costs.