What amount should I insure for?

The amount you should insure for depends on what you are insuring:

  • If you are insuring your house and its contents, insure for the actual value or market value of the house.
  • If you are insuring your business, please contact one of our representatives to help you make the decision that meets the unique needs of your business.
  • If you are insuring your motor vehicle on a comprehensive basis, insure for the actual cash value of the vehicle in its present condition.